AMLR gap analysis: know where you stand in three weeks
On 10 July 2027 the EU Anti-Money Laundering Regulation replaces much of national AML law, including the Dutch Wwft. In three weeks we map what changes for your institution, what has to be finished before that date, and what it will cost in time, systems and people.
Why now, not next year
The AMLR applies directly — no national law sits in between to leave room for interpretation, and it is considerably more prescriptive than most national regimes. Anyone aiming to comply in July 2027 needs to know in 2026 what must happen, because after that come decision-making and budget, policy and procedure rewrites, system and data-field changes (usually with a vendor queue), remediation of existing client files, and training for the front line, compliance and the board.
What you get
1. Gap report
Per AMLR obligation: what the regulation requires, how you have arranged it today, and where the gap is — an article-by-article comparison against your own documentation.
2. Priority matrix
Every gap classified by impact and urgency: must-fix before 10 July 2027, improve, or no action needed.
3. Implementation roadmap
A timeline to July 2027 with sequencing, lead times and dependencies on IT, vendors and training.
4. Board presentation
A presentation that takes your management or board through the findings — including the consequences of doing nothing.
How it works
| Week | What happens | Your effort |
|---|---|---|
| Week 1 | Intake and document request: policies, business-wide risk assessment, CDD procedures, acceptance policy, monitoring scenarios, UBO records, training plan. | One-hour intake + documents |
| Week 2 | Article-by-article mapping of the AMLR against your set-up, plus deep-dive sessions with the people doing the work. | 2 to 4 short sessions |
| Week 3 | Gap report, prioritisation and roadmap. Draft findings discussed, then delivery and board presentation. | One two-hour session |
Who it is for
Banks and payment institutions, e-money institutions, crypto-asset service providers, trust offices, investment firms and insurers — and in lighter form accountants, tax advisors, notaries and real estate agents. For crypto-asset service providers we can combine the AMLR analysis with MiCAR requirements; our advisor works with both every day.
What it costs
For small and mid-sized institutions: a fixed fee from € 4,950 excl. VAT, including report, roadmap and board presentation. For complex or cross-border institutions we quote up front. No time-and-materials surprises.
FAQ
When does my institution need to be AMLR-ready?
The EU Anti-Money Laundering Regulation (Regulation (EU) 2024/1624) applies directly from 10 July 2027. From that date the obligations apply without national transposition. Institutions that need to change systems, files and procedures realistically need a year, including decision-making, budget and implementation.
What does the gap analysis cost?
For small and mid-sized institutions we work with a fixed fee from € 4,950 (excl. VAT) for a three-week analysis. For complex or cross-border institutions we quote up front. Either way you know the price before we start.
What exactly do we receive?
A gap report mapping each AMLR obligation against your current set-up, a priority matrix (must-fix before 10 July 2027, improve, no action), an implementation roadmap with a timeline, and a board-ready presentation.
Not ready for a full analysis? Book a free 30-minute AMLR check. We walk through your situation and tell you honestly whether this is urgent for you. Book the call.