Compliance with both feet on the quay
ZandKade Compliance is an independent consultancy for organisations that take preventing money laundering, terrorist financing and sanctions breaches seriously — without drowning in paperwork. Behind it stand an operator and a practising compliance officer.
Who we are
Mitchell Zandwijken — founder
Mitchell built his expertise as CEO of a fintech. There, compliance was not a legal afterthought but the condition for doing business at all: designing customer due diligence, making transaction monitoring work, managing sanctions risk and dealing with supervisors — while the company had to grow.
That inside experience shapes how ZandKade Compliance advises. We know what a procedure does to an onboarding flow, what an alert costs in hours, and why "compliance says no" is rarely a workable answer.
Tarik Binnekade — advisor & trainer
Tarik is a senior compliance officer at an international crypto exchange and Compliance Manager / MLRO at BCM. As MLRO he is responsible for the AML/CFT framework of regulated crypto-asset service providers in the Netherlands, France and Poland: from suspicious transaction reporting and high-risk client onboarding to financial crime governance and reporting to senior management and the board. He has handled regulatory examinations and MiCAR licence readiness.
Earlier, at Bitcoin Meester/BCM, he built the risk function and led KYC and CDD processes through the company's growth and its acquisition. He completed the Compliance Officer programme at the Dutch Compliance Institute.
Before moving into financial crime, Tarik worked as a neuropsychologist and earned his PhD at Vrije Universiteit Amsterdam — a background that shows in his training: how people assess risk, why signals get missed, and what it takes to actually change behaviour.
Our conviction
Good compliance is not a stack of documents, but an organisation in which people recognise risk, know what to do and dare to act.