AML/CFT & sanctions compliance, done right
ZandKade Compliance helps financial and non-financial institutions comply with the Dutch AML Act (Wwft), EU sanctions and the incoming EU AML Regulation — with pragmatic advice, thorough analysis and training that sticks.
AMLR gap analysis — fixed fee, three weeks
From 10 July 2027 the EU Anti-Money Laundering Regulation replaces much of national AML law. In three weeks we map what changes for your institution, what must be finished before that date, and what it will cost in time, systems and people.
How we help
AML/CFT compliance
Policies and procedures, business-wide risk assessments (SIRA), customer due diligence (CDD/KYC), transaction monitoring and reporting to FIU-the-Netherlands. From gap analysis to implementation.
More →Sanctions compliance
Compliance with the Dutch Sanctions Act 1977 and EU sanctions: screening processes, the 50% ownership rule, freezing obligations and reporting to DNB or the AFM.
More →Training & workshops
In-company training on AML/CFT, sanctions and financial crime — from the front line to the boardroom. Interactive, current, and tailored to your sector.
More →Regulatory depth, practical delivery
ZandKade Compliance was founded by Mitchell Zandwijken, who built his expertise as CEO of a fintech — where customer due diligence, transaction monitoring and sanctions rules were not theory but the daily condition for doing business. Together with advisor and trainer Tarik Binnekade, a senior compliance officer and MLRO in the crypto and payments sector, we combine the operator's view with the compliance professional's.
- Pragmatic: workable procedures, not paper tigers.
- Current: Wwft, Sanctions Act 1977 and the EU AML package (AMLR, AMLD6, AMLA) towards 2027.
- Independent: no software or sales interests — only your compliance.
- Transferable: we strengthen your own team through training and coaching.
Latest insights
AML/CFT in the Netherlands: guide for foreign firms
The Wwft, Dutch supervisors and the reporting regime — what international institutions need to know.
EU AML package: AMLR, AMLD6 and AMLA explained
What changes on 10 July 2027, and how to prepare.
Frequently asked questions
Who does ZandKade Compliance work for?
All institutions subject to the Dutch AML Act (Wwft): banks, payment service providers, trust offices, crypto-asset service providers, accountants, tax advisors, civil-law notaries, lawyers, real estate agents and dealers — as well as foreign firms entering the Dutch market.
Do you work with international clients?
Yes. We regularly support foreign financial institutions and corporates that need to understand and comply with Dutch AML/CFT requirements and EU sanctions. All services are available in English.
What does an engagement cost?
It depends on your organisation's size and risk profile. After a free introductory call you receive a clear proposal with a fixed price or day rate — no surprises.